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/* Premium editorial redesign — clean, restrained, law-firm inspired. */
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.topbar{height:94px;background:rgba(255,255,255,.96);border-bottom:1px solid #e8e5dd;box-shadow:0 8px 32px rgba(24,33,30,.025)}
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.topbar nav{gap:35px}.topbar nav a{font-size:12px;text-transform:uppercase;letter-spacing:.075em;font-weight:600}
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.header-cta{border:1px solid var(--green)}
.overline{color:var(--gold);font-size:10px!important;letter-spacing:.2em;font-weight:700}
.home-hero{max-width:1280px;min-height:720px;padding-top:84px;padding-bottom:96px;grid-template-columns:1.12fr .88fr;gap:94px;position:relative}
.home-hero:after{content:"";position:absolute;left:28px;right:28px;bottom:0;height:1px;background:#e5e1d8}
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.hero-copy h1{font-size:clamp(58px,6.6vw,91px)}
.hero-copy h1 em{font-style:italic;color:var(--green);font-weight:400}
.hero-lead{font-size:18px;line-height:1.75;max-width:590px;color:#5f6864;margin-top:35px}
.secondary{border:0;padding:15px 4px;margin-left:13px;position:relative;font-size:13px}
.secondary:after{content:"";position:absolute;left:4px;right:4px;bottom:8px;height:1px;background:var(--gold)}
.trust-line{padding-top:25px;border-top:1px solid #e5e1d8;margin-top:54px;gap:13px 32px;font-size:11px;letter-spacing:.04em;text-transform:uppercase}
.trust-line span:before{color:var(--gold);font-size:10px}
.hero-panel{background:#fcfbf8;color:var(--ink);padding:39px 42px;border:1px solid #dfddd6;box-shadow:0 28px 70px rgba(25,40,34,.07)}
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.panel-label{color:#85775f;font-size:9px;letter-spacing:.2em;margin-bottom:50px}
.metric-main small,.metric-grid small{color:#8c918d}.metric-main strong{font-family:var(--serif);font-weight:400;color:var(--green)}
.positive{color:#82704f}.metric-grid{border-color:#dddcd6}.metric-grid p{border-color:#e2e0da}.metric-grid p:nth-child(odd){border-color:#e2e0da}.metric-grid b{font-family:var(--body);font-weight:600;font-size:16px}.panel-note{color:#8c918d}
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.statement h2{font-size:clamp(41px,5vw,65px)}.statement h2 em{font-style:italic;font-weight:400}
.statement>p:last-child{font-size:16px;line-height:1.8}
.services{background:#faf9f6;padding-top:125px;padding-bottom:125px;border-top:1px solid #eeebe5;border-bottom:1px solid #eeebe5}
.section-heading>a{font-size:12px;text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:4px}
.service-grid{border-color:#deddd7;background:#fff}
.service-card{min-height:350px;padding:36px 30px;border-color:#deddd7;background:#fff}
.service-card:hover{background:#f3f0e9;color:var(--ink);transform:translateY(-3px);box-shadow:0 14px 35px rgba(24,33,30,.05)}
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.change{background:#fff;color:var(--ink);max-width:1240px;margin:130px auto;padding:20px 70px 20px 0;grid-template-columns:1fr .95fr;gap:110px;position:relative}
.change:before{content:"";position:absolute;left:-2000px;right:58%;top:-60px;bottom:-60px;background:var(--green);z-index:0}
.change>div{position:relative;z-index:1;color:#fff;padding-right:20px}.change .overline{color:#c5ad80}.change>div>p:not(.overline){color:#c7d2ce;line-height:1.75}.change ol{position:relative;z-index:1}.change li{border-color:#dddcd6;padding:27px 0}.change li:first-child{border-top-color:var(--gold)}.change li>span{color:var(--gold)}.change li small{color:var(--muted)}.light-button{background:transparent;color:#fff;border-bottom:1px solid #c5ad80;padding:11px 0}
.expert{padding-top:135px;padding-bottom:145px;gap:110px}.expert-photo{background:#e9e7e0;height:600px}.expert-photo:after{color:rgba(255,255,255,.55);font-family:var(--serif);font-weight:400}.expert>div:last-child>p{font-size:16px;line-height:1.8}.expert blockquote{font-family:var(--serif);font-size:23px;font-weight:400;font-style:italic;border-color:var(--gold);color:#34413c}
.lead-section{background:#fff;border:1px solid #deddd7;box-shadow:0 25px 70px rgba(24,33,30,.045);margin-bottom:135px}
.lead-copy{background:#f4f1e9;color:var(--ink);border-right:1px solid #deddd7}
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.lead-form{background:#fff}.lead-form input,.lead-form select,.lead-form textarea{border-color:#cfcfc9}.lead-form label{color:#646b67}.consent{color:#767c78!important}
.page-hero{max-width:1280px;padding-top:115px;padding-bottom:100px;background:#fff}.page-hero h1{font-size:clamp(50px,5.5vw,76px)}.page-hero>div>p:not(.overline){font-size:18px;line-height:1.75}.page-hero aside{border-color:#deddd7}.page-hero aside small{color:var(--gold)}
.content-list{border-top:1px solid #e9e6df}.content-block{padding-top:75px;padding-bottom:75px}.content-block>span{color:var(--gold)}.content-block h2{font-family:var(--serif);font-weight:400}.content-block p{font-size:17px;line-height:1.85}
.calculator{background:#faf9f6;border-color:#deddd7;box-shadow:none}.calc-result{background:var(--green)}.calc-result>strong,.dividend-calculator .calc-result strong{color:#d7bf91;font-family:var(--serif);font-weight:400}
.faq details{border-color:#dddcd6}.faq summary{font-family:var(--serif);font-weight:400;font-size:20px}.faq summary span{color:var(--gold)}
footer{background:#121b18}.footer-main>div>b{font-family:var(--body);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:#d8c397}.footer-logo .logo-mark{border-color:#947a50}.maintenance{background:#151f1b}.maintenance h1{font-family:var(--serif);font-weight:400;letter-spacing:-.045em}.maintenance .overline{color:#c4a979}.preview-login h1,.admin h1{font-family:var(--serif);font-weight:400}

@media(max-width:1000px){.topbar nav a.active:after{display:none}.home-hero{grid-template-columns:1fr}.change{margin:90px 28px;padding:70px 45px;grid-template-columns:1fr;background:var(--green);color:#fff}.change:before{display:none}.change ol{color:#fff}.change li{border-color:rgba(255,255,255,.22)}.change li small{color:#b8c6c0}.lead-copy{border-right:0;border-bottom:1px solid #deddd7}}
@media(max-width:640px){.topbar{height:76px}.topbar.menu-open nav{top:75px;background:#fff}.home-hero{padding-top:68px}.hero-copy h1{font-size:52px}.secondary{margin-left:0}.hero-panel{padding:30px 24px}.statement,.services{padding-top:90px;padding-bottom:90px}.change{margin:55px 12px;padding:60px 25px}.expert{padding-top:90px;padding-bottom:95px}.expert-photo{height:410px}.lead-section{margin-bottom:85px}.page-hero{padding-top:74px}.page-hero h1{font-size:46px}.calculator{background:#faf9f6}}

/* Cinematic dark direction — image-led, restrained and executive. */
:root{--night:#09120f;--night2:#101a17;--night3:#17231f;--cream:#e8e1d5;--brass:#c4a66e;--brass2:#e0ca9d}
body{background:var(--night2);color:#edf0ed}
.topbar{height:88px;background:rgba(8,17,14,.96);border-bottom:1px solid rgba(224,202,157,.18);box-shadow:none;color:#fff}
.logo-mark{border-color:var(--brass);color:var(--brass2)}
.logo b{color:#fff}.logo em{color:#9aa9a2}.topbar nav a{color:#c9d1cd}.topbar nav a:hover,.topbar nav a.active{color:#fff}.topbar nav a.active:after{background:var(--brass);bottom:-34px}
.header-cta,.primary{background:var(--brass);border-color:var(--brass);color:#111713}.header-cta:hover,.primary:hover{background:#d5bd8c;color:#0a100d}
.menu-button i{background:#fff}

.home-hero{max-width:none;min-height:calc(100svh - 88px);margin:0;padding:92px max(28px,calc((100vw - 1240px)/2));grid-template-columns:1.08fr .72fr;gap:95px;position:relative;isolation:isolate;overflow:hidden;background:var(--night)}
.home-hero:before{content:"";position:absolute;inset:0;background:url('/static/hero-office-v3.webp') center/cover no-repeat;z-index:-2}
.home-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,13,10,.94) 0%,rgba(5,16,12,.83) 38%,rgba(5,14,11,.52) 66%,rgba(3,9,7,.34) 100%),linear-gradient(0deg,rgba(4,11,9,.57),transparent 52%);z-index:-1;height:auto}
.hero-copy,.hero-panel{position:relative;z-index:1}.overline{color:var(--brass2)}
.hero-copy h1{color:#fff;text-shadow:0 4px 32px rgba(0,0,0,.25)}.hero-copy h1 em{color:var(--brass2)}
.hero-lead{color:#d2dad6;max-width:610px}.home-hero .secondary{color:#fff}.home-hero .secondary:after{background:var(--brass)}
.trust-line{border-top-color:rgba(255,255,255,.18);color:#b8c4be}.trust-line span:before{color:var(--brass2)}
.hero-panel{background:rgba(9,20,16,.72);color:#fff;border:1px solid rgba(224,202,157,.34);box-shadow:0 35px 90px rgba(0,0,0,.3);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
.hero-panel:before{border-color:var(--brass);opacity:.85}.panel-label{color:var(--brass2)}
.metric-main small,.metric-grid small{color:#92a59c}.metric-main strong{color:#fff}.positive{color:var(--brass2)}
.metric-grid,.metric-grid p,.metric-grid p:nth-child(odd){border-color:rgba(255,255,255,.16)}.panel-note{color:#9caaa4}

.statement{max-width:none;margin:0;padding:130px max(28px,calc((100vw - 1000px)/2));background:#0c1713;color:#fff;position:relative}
.statement:before{content:"";position:absolute;top:0;left:50%;width:1px;height:42px;background:var(--brass)}
.statement h2 em{color:var(--brass2)}.statement>p:last-child{color:#aebbb5}
.services{background:#121d19;color:#fff;border:0;padding-top:120px;padding-bottom:130px}
.section-heading>a{color:var(--brass2);border-color:var(--brass)}
.service-grid{border-color:rgba(255,255,255,.13);background:transparent}
.service-card{background:#17231f;border-color:rgba(255,255,255,.13);color:#fff}
.service-card svg{color:var(--brass2)}.service-card>span{color:#8f9e97}.service-card p{color:#abb8b2}.service-card b{color:var(--brass2)}
.service-card:hover{background:#20342d;color:#fff;box-shadow:0 22px 55px rgba(0,0,0,.22)}.service-card:hover p{color:#d4dcd8}.service-card:hover>span{color:var(--brass2)}

.change{max-width:none;margin:0;padding:120px max(28px,calc((100vw - 1120px)/2));background:linear-gradient(120deg,#0a1511 0%,#153126 100%);color:#fff;grid-template-columns:1fr 1fr;gap:110px}
.change:before{display:none}.change>div{padding:0;color:#fff}.change .overline{color:var(--brass2)}.change>div>p:not(.overline){color:#b8c7c0}.change ol{color:#fff}.change li,.change li:first-child{border-color:rgba(255,255,255,.18)}.change li>span{color:var(--brass2)}.change li small{color:#a8b7b0}.light-button{color:#fff;border-color:var(--brass);background:transparent}

.expert{max-width:none;margin:0;padding:135px max(28px,calc((100vw - 1160px)/2));background:var(--cream);color:#16201c}
.expert-photo{background:linear-gradient(145deg,#263a32,#0d1814);box-shadow:22px 22px 0 #d3c5ae}.expert-photo:after{color:rgba(224,202,157,.12)}.expert-photo span{color:#b6c2bc}
.expert .overline{color:#876e43}.expert>div:last-child>p{color:#59645f}.expert blockquote{color:#27342f;border-color:#9a7c49}.expert a{color:#214f40}

.lead-section{max-width:1240px;margin:120px auto;background:#151f1b;border:1px solid rgba(224,202,157,.24);box-shadow:0 32px 90px rgba(0,0,0,.18)}
.lead-copy{background:#0d1714;color:#fff;border-right:1px solid rgba(224,202,157,.18)}.lead-copy .overline{color:var(--brass2)}.lead-copy>p{color:#aab9b2}.contact-detail{border-color:rgba(255,255,255,.15)}.contact-detail>span{color:var(--brass2)}.contact-detail small{color:#91a099}
.lead-form{background:#e8e1d5;color:#17211d}.lead-form label{color:#4c5651}.lead-form input,.lead-form select,.lead-form textarea{color:#17211d;border-color:#a89f90}.lead-form input::placeholder,.lead-form textarea::placeholder{color:#7d817a}.consent{color:#5e655f!important}.form-status{color:#214f40}

.page-hero{max-width:none;margin:0;padding:115px max(28px,calc((100vw - 1240px)/2)) 105px;background:radial-gradient(circle at 84% 20%,rgba(196,166,110,.12),transparent 28%),linear-gradient(125deg,#08130f,#183027);color:#fff;border-bottom:1px solid rgba(224,202,157,.18)}
.page-hero h1{color:#fff}.page-hero>div>p:not(.overline){color:#c1ccc7}.page-hero .secondary{color:#fff}.page-hero .secondary:after{background:var(--brass)}.page-hero aside{border-color:rgba(224,202,157,.32)}.page-hero aside small{color:var(--brass2)}.page-hero aside p{color:#a8b7b0}
.content-list{background:#111b18;border:0;color:#fff}.content-block{border-color:rgba(255,255,255,.12)}.content-block>span{color:var(--brass2)}.content-block p{color:#acbab4}
.editorial-note{background:#d6c395;color:#2e2b23}
.faq{color:#fff}.faq details{border-color:rgba(255,255,255,.16)}.faq summary span{color:var(--brass2)}.faq details p{color:#aebbb5}
.calculator{background:#17231f;color:#fff;border-color:rgba(224,202,157,.24)}.calculator-head>p:last-child{color:#aab8b2}.calculator label{color:#c5cfca}.calculator input,.calculator select{color:#fff;border-color:#6e7b75}.calculator select option{color:#17211d}.checks label{background:#202d28}.calc-result{background:#0b1512;border:1px solid rgba(224,202,157,.2)}.calc-result>strong,.dividend-calculator .calc-result strong{color:var(--brass2)}
footer{background:#07100d;border-top:1px solid rgba(224,202,157,.17)}

@media(max-width:1000px){
  .topbar.menu-open nav{top:87px;background:#0b1512;border-color:rgba(255,255,255,.12)}
  .home-hero{grid-template-columns:1fr;gap:55px;padding-top:82px;padding-bottom:90px}.home-hero:after{background:linear-gradient(90deg,rgba(4,13,10,.94),rgba(5,15,12,.68)),linear-gradient(0deg,rgba(4,11,9,.65),transparent)}.hero-panel{max-width:660px}
  .change{margin:0;padding:100px max(28px,calc((100vw - 720px)/2));background:linear-gradient(135deg,#0a1511,#173429)}
  .lead-copy{border-right:0;border-bottom:1px solid rgba(224,202,157,.18)}
}
@media(max-width:640px){
  .topbar{height:74px}.topbar.menu-open nav{top:73px;background:#0b1512}
  .home-hero{min-height:auto;padding:70px 20px 74px;background:#07110e}.home-hero:before{background-position:64% center}.home-hero:after{background:linear-gradient(90deg,rgba(4,13,10,.96) 0%,rgba(5,15,12,.82) 72%,rgba(5,14,11,.64) 100%),linear-gradient(0deg,rgba(4,11,9,.7),transparent)}
  .hero-copy h1{font-size:49px}.home-hero .secondary{border:1px solid rgba(255,255,255,.28);padding:14px 18px}.home-hero .secondary:after{display:none}.hero-panel{padding:30px 23px;background:rgba(8,18,14,.82)}
  .statement{padding:95px 20px}.services{padding:88px 20px}.service-card{min-height:270px}
  .change{margin:0;padding:88px 20px}.expert{padding:95px 20px}.expert-photo{height:400px;box-shadow:10px 10px 0 #d3c5ae}
  .lead-section{margin:70px 12px 82px}.lead-copy,.lead-form{padding:39px 23px}
  .page-hero{padding:76px 20px 72px}.page-hero .secondary{border:1px solid rgba(255,255,255,.25);padding:14px 18px}.page-hero .secondary:after{display:none}
  .content-block{padding:52px 20px}.calculator{background:#17231f}.faq{margin-top:80px;margin-bottom:80px}
}

/* Production preparation: content architecture, legal pages and conversion forms. */
html,body{max-width:100%;overflow-x:hidden}.breadcrumbs{padding:16px max(28px,calc((100vw - 1240px)/2));background:#0a1411;border-bottom:1px solid rgba(255,255,255,.1);display:flex;gap:10px;align-items:center;color:#93a39b;font-size:11px}.breadcrumbs a{text-decoration:none}.breadcrumbs a:last-of-type{color:#d8c8a5}.breadcrumbs span{color:#53625b}
.problems,.workflow,.knowledge-preview{padding:120px max(28px,calc((100vw - 1240px)/2))}.problems{background:#0c1713}.problem-grid,.workflow-grid,.knowledge-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.12)}.problem-grid article,.workflow-grid article{background:#15211d;padding:36px;min-height:250px}.problem-grid span,.workflow-grid b{color:var(--brass2);font-size:11px;letter-spacing:.12em}.problem-grid h3,.workflow-grid h3{font:400 25px/1.2 var(--serif);margin:38px 0 13px}.problem-grid p,.workflow-grid p{color:#aebbb5;font-size:14px}.workflow{background:#e8e1d5;color:#17211d}.workflow>.overline{color:#876e43}.workflow>h2,.knowledge-preview>h2,.pricing-cta h2{font:400 clamp(36px,4.5vw,58px)/1.1 var(--serif);letter-spacing:-.035em;max-width:800px;margin:0 0 55px}.workflow-grid{background:#c8bda9}.workflow-grid article{background:#ded6c8}.workflow-grid p{color:#5a645f}
.pricing-cta{padding:110px max(28px,calc((100vw - 900px)/2));background:#111b18;text-align:center}.pricing-cta h2{margin-left:auto;margin-right:auto}.pricing-cta p:not(.overline){color:#aebbb5;max-width:680px;margin:0 auto 30px}.knowledge-preview{background:#101a17}.knowledge-grid>a,.knowledge-card{background:#17231f;padding:34px;text-decoration:none;display:flex;flex-direction:column;min-height:235px;transition:.2s}.knowledge-grid>a:hover,.knowledge-card:hover{background:#20342d;transform:translateY(-2px)}.knowledge-grid small,.knowledge-card small{color:var(--brass2);font-size:10px;letter-spacing:.12em}.knowledge-grid b{font:400 26px/1.2 var(--serif);margin:35px 0 14px}.knowledge-grid span,.knowledge-card span{color:#b6c3bd;font-size:13px;margin-top:auto}.home-faq{margin-top:110px;margin-bottom:110px}
.expert-photo.has-photo{position:relative;margin:0;overflow:hidden}.expert-photo.has-photo img{width:100%;height:100%;object-fit:cover;display:block}.expert-initials strong{font:400 clamp(90px,13vw,190px)/1 var(--serif);color:rgba(224,202,157,.34);letter-spacing:-.08em;z-index:2}.expert-initials:after{content:""}.about-expert{padding-top:105px;padding-bottom:115px}
.prelaunch-alert{max-width:1180px;margin:32px auto;padding:20px 24px;background:#e5c986;color:#29271f;border-left:4px solid #9d732b;font-size:13px}.prelaunch-alert ul{margin:10px 0 0;padding-left:20px;columns:2}.contact-hero aside a{color:#fff}.contact-hero aside>a{display:block;margin:15px 0;color:var(--brass2)}
.knowledge-list{max-width:1180px;margin:90px auto;padding:0 28px;display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.knowledge-card{border:1px solid rgba(255,255,255,.11);min-height:270px}.knowledge-card h2{font:400 29px/1.16 var(--serif);margin:30px 0 15px}.knowledge-card p{color:#aebbb5}.article,.legal-page{max-width:900px;margin:80px auto 120px;padding:0 28px}.article header,.legal-page>h1{margin-bottom:60px}.article h1,.legal-page h1{font:400 clamp(43px,6vw,72px)/1.02 var(--serif);letter-spacing:-.045em;margin:0}.article-lead{font-size:20px;color:#bdc8c3;line-height:1.7}.article-byline,.legal-updated{font-size:12px;color:#91a19a;margin-top:25px}.article section,.legal-page section{border-top:1px solid rgba(255,255,255,.14);padding:42px 0}.article section h2,.legal-page section h2{font:400 31px/1.2 var(--serif);margin:0 0 16px}.article section p,.legal-page section p,.legal-page li{color:#b5c1bb;line-height:1.8}.article a,.legal-page a{color:var(--brass2)}.article-sources ul,.legal-page ul{padding-left:20px}.article-cta{margin-top:50px;padding:42px;background:#182820;border:1px solid rgba(224,202,157,.22)}.article-cta h2{margin-top:0}.article-cta p{color:#aebbb5}.article-cta .primary{color:#111713}.legal-page{max-width:940px}.legal-page>h1{max-width:820px}.legal-page .overline{margin-top:0!important}
.lead-form .consent a{color:#1d4d3d}.lead-form select,.lead-form input{min-height:46px}.lead-form button:disabled{opacity:.55;cursor:wait}.form-status{font-weight:700}.footer-business{padding-top:14px;margin-top:16px;border-top:1px solid rgba(255,255,255,.12);font-size:11px!important;line-height:1.7!important}.footer-bottom a{color:inherit;text-decoration:none}.footer-bottom a:hover{color:#fff}
.mobile-quick{display:none}
@media(max-width:1180px) and (min-width:1001px){.topbar{gap:22px}.topbar nav{gap:17px}.topbar nav a{font-size:10px}.header-cta{padding:14px 15px}}
@media(max-width:1000px){.problem-grid,.workflow-grid,.knowledge-grid{grid-template-columns:1fr}.problem-grid article,.workflow-grid article{min-height:auto}.knowledge-list{grid-template-columns:1fr}.prelaunch-alert{margin-left:28px;margin-right:28px}}
@media(max-width:640px){body{padding-bottom:64px}.breadcrumbs{padding:13px 18px;white-space:nowrap;overflow:auto}.problems,.workflow,.knowledge-preview{padding:82px 20px}.problem-grid article,.workflow-grid article{padding:28px}.workflow>h2,.knowledge-preview>h2,.pricing-cta h2{margin-bottom:38px}.pricing-cta{padding:82px 20px}.knowledge-list{margin:65px auto;padding:0 18px}.knowledge-card{padding:27px;min-height:240px}.article,.legal-page{margin:58px auto 80px;padding:0 20px}.article h1,.legal-page h1{font-size:43px}.article-lead{font-size:17px}.article section,.legal-page section{padding:34px 0}.article-cta{padding:30px 23px}.prelaunch-alert{margin:18px 12px}.prelaunch-alert ul{columns:1}.lead-form .form-grid{grid-template-columns:1fr}.footer-bottom span:last-child{line-height:2}.mobile-quick{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#07100d;border-top:1px solid rgba(224,202,157,.35);padding:max(8px,env(safe-area-inset-bottom)) 12px 8px;gap:8px}.mobile-quick a{min-height:46px;display:grid;place-items:center;background:var(--brass);color:#111713;text-decoration:none;font-size:12px;font-weight:800}.mobile-quick a:first-child:not(:last-child){background:#17231f;color:#fff;border:1px solid rgba(255,255,255,.2)}}